Down Yonder Antiques

Please DO look at Tom’s Musings on Faith, Musings & Memories, Reflections, and A Few Stray Poems. These are the heart of this site at present, and we hope you will enjoy them. Thank you!
FAQS – Articles and facts on and about antiques, why they are a good investment, how they help the environment, how they speak to us, and more!  MyScissors
Inventory – As we have closed the store, the inventory pictured here should be utilized only as illustrative of the type of things we like to deal in, and not of what is available at this time.
[We are essentially “out of business”  now, and all remaining inventory is in storage and very difficult to get to. After retirement, in 2010, we’ll probably resume showing items in Atlanta, at Tannehill, and other venues.]
About Us – A little column to let you know who we are, as well as a listing of our sister antique shops in Eutaw.
[Watch, as we plan on also listing, soon, other shops in the West Central Alabama area in the near future, for your antique shopping pleasure.]
Events – A complete listing of all of the major special events on the Eutaw calendar, as well as information about the majestic Kirkwood Mansion and Eutaw’s quaint and wonderful ante-bellum Bed and Breakfast.  MyPicGreenCoCtHs
Musings – Musings On Faith, Musings And Memories (ghosts, humor, childhood memories, horses, dogs, and more), Reflections (on various topics), and A Few Stray Poems, all for your reading enjoyment!  MyPicOdinTheWanderer
Site Map – A complete ” table of contents”  for easy access to any page on the Down Yonder website.  
How to find us:
Please note that presently we are not engaged in selling, and therefore not open for business! 
Don’t Forget Now

Antiques make wonderful, lasting, and very special Anniversary, Birthday, and Christmas gifts. Or gifts for no particular occasion at all, but just because you care!

Thanks for looking!
May the Lord bless you and yours, this day and every day, and make you a channel of blessing to others!
Angie & Tom Woodard

Finding out How To Preserve On Vehicle Insurance With A Couple of Rapid Tips

If you are driving without having automobile insurance, you are operating the chance of dealing with significant legal penalties. It is not smart to use an vehicle that is not insured. Be clever and take the time and conserve the cash to get , because eventually it will keep you out of problems as well as save you cash if you wreck your auto. This post will inform you on how to get the ideal insurance policy for your cash.
Appear close to on the internet for the best deal in car insurance. Most firms now supply a quote technique online so that you will not have to invest valuable time on the cellphone or in an workplace, just to find out how a lot income it will cost you. Get a couple of new rates each 12 months to make certain you are acquiring the very best achievable cost.
To conserve money on your car insurance policy, select a automobile make and design that does not need a large insurance coverage price. For example, secure vehicles like a Honda Accord are considerably less costly to insure than sporting activities vehicles this kind of as a Mustang convertible. Although owning a convertible may possibly look much more desirable at very first, a Honda will cost you considerably less.
Automobile insurance policy for teens does not have to price you deep in the purse. You can reduce your teen’s rates by performing a couple of simple factors. Make positive your teen productively completes a driver’s education program and stays on the honor roll. This will maintain the price of your insurance coverage significantly lower.
Usually check out with the condition insurance policies division ahead of you signal an software for auto insurance. You want to make confident that the organization you are doing work with is licensed in the region that you reside in. If they aren’t, you may not obtain any support soon after an accident.
Sign up for an vehicle club to get far better costs and unique reductions. Many of these golf equipment spouse with diverse insurance policy organizations, so if you can be a part of a single, you can reap the advantages. Make confident to mention to your agent that you are a member of these golf equipment. Even if your business isn’t going to partner with them, they might still give you a decrease rate.
Try out to decrease the miles you travel your vehicle. Your insurance policies is primarily based on how several miles you push for every year. Don’t lie on the software simply because your insurance business might check to see how much you push per 12 months. Discover a way to not generate as a lot of miles every 12 months.
Examine with your vehicle insurer to discover out if registering your wife or husband as a co-driver can support decrease your premiums. A lot of insurance coverage firms offer you reductions in such conditions. Their reasoning is that married drivers are determined to generate much more cautiously. If your insurer provides this kind of a deal, be certain to just take benefit of it.
Even even though you might be loyal to a particular auto insurance coverage organization, it pays to store all around for other companies every calendar year. The charges of vehicle insurance policies are continuously having and by not seeking all around, you could be shelling out considerably more on your recent insurance policy than you would be with one more organization.
You see how typical possessing auto insurance policy is. It is one thing that no driver must be with no. You have taken the time to read this write-up, so you have to be hunting for auto insurance coverage for oneself or someone close to you. Get all the suggest that you have go through here and go make confident you are insured on the road.

Temporary Insurance policy Or Permanent Insurance policy Discover Out Which One To Get

When you are hunting for daily life insurance policy, there are numerous different items to consider. There are a couple of concerns many folks neglect to request. But with the suggestions offered in this post, you can be confident you have all the specifics you need in purchase to make an educated choice.
Tell your agent if you have a risky job or participate in intense hobbies. Despite the fact that you’ll have to pay higher rates if you have interaction in risky activities, it is better to be sincere with your insurance policies firm. If the business finds out that you happen to be partaking in these actions from an individual other than you, you may possibly lose your eligibility for protection. Not only would you be dropped by your insurance company, but failure to disclose related info is fraudulent.
When producing a life insurance policy, in no way name your minimal young children as the beneficiary. The flaw in this strategy is that slight young children can’t inherit money, so it is handled by a custodian appointed by the condition or the insurance policy business. This custodian may possibly not be the surviving father or mother. In addition, putting your youngster as the beneficiary permits them access to the full fund as before long as they flip 18.
Ahead of you dedicate to a lifestyle insurance policy coverage, be sure to seem around and evaluate prices. You do not want to be trapped with a coverage that will not offer your cherished ones with enough money. If you are unsure of which businesses are dependable, you can appear at on-line testimonials.
Take into account time period lifestyle insurance policies to supply education funds for your children. Especially if you are a one mother or father, time period existence insurance policy is a really cost-effective kind of protection that can provide for university costs and other bills for your children. When your children have finished their education, you can drop the coverage.
You need to stay absent from certain insurance policies insurance policies referred to as “confirmed problems” until there is no other different. These polices are meant to provide coverage for people with current wellness problems. You will not need a healthcare exam to get this variety of insurance, nevertheless you will pay out a larger top quality and have limited protection.
You should review your lifestyle insurance policies protection wants at least after a year. As your family modifications, so do their fiscal wants. If you have one more child, your coverage demands will improve, while you may possibly be more than-insured as an vacant nester. Examine periodically on what you need to avoid having to pay as well considerably or leaving your loved ones in the lurch.
Do your investigation on the prices of daily life insurance. Assess the policies and the rates from several distinct firms. Every single organization will have their own cost, so you want to make sure you are receiving what you need to have in a policy, for the most affordable posible value. You can assess most organizations at property on the internet.
As talked about ahead of, finding a lifestyle insurance policies plan that is proper for you can be demanding. If you are geared up with all the data, all life insurance companies require to make an knowledgeable decision, discovering the right coverage for you can be simple. Making use of the above guidelines offered, you will be confident to have all the details you need to choose.

Methods You Can Just take To Minimize Down Your Home Owner’s Insurance policies Expenses

If you have been to run down the checklist of everything negative that could take place to your home, you might be as well frightened to even stay there. Issues like floods and fires can unexpectedly tear your home to shreds, so you always want to make positive you have a strong insurance policy policy. Go through up on these fantastic tips to locate the very best insurance plan for your home.
Keep an up to day inventory of the things in your home to process claims quicker. Individuals who have experienced an regrettable entire-loss celebration will attest that recalling the details of almost everything inside a home is a difficult job. The least difficult way is to just take photos of every little thing in the property, like opening closets and having a image of every little thing in there.
A single gain of putting in or replacing the smoke alarms in your house is that undertaking so can support lower the price of your homeowner’s insurance policies. If you have an more mature house, you could preserve up to ten per cent a 12 months. You may also get a even more price reduction by placing in further alarms all through your residence.
When buying for homeowner’s insurance, be confident to get a policy that provides assured replacement price insurance policy. This implies that your coverage will undoubtedly rebuild your home if it were completely ruined. As development fees improve above time, it may possibly price much more to develop your residence now than it did when your home was new. Confirmed alternative procedures soak up these fees.
Alarm techniques are a knockout post to minimize your homeowners insurance rates. Your home will be less probably to be robbed. Right after decreasing the chance of theft, your insurance provider will lower your value. Constantly submit evidence of stability actions to the insurer.
To guarantee the security of key home advancement tasks constantly report them to your homeowner’s insurance coverage organization when they are concluded. Even though this may possibly result in a small premium boost, it is the only way to make positive that the additional price of your home is lined in situation of hurt.
Search into putting in a protection method that is monitored centrally by an alarm business. Insurance policy firms usually offer a 5% or more price cut for homeowners who have an alarm system installed. To get this price cut, you will have to demonstrate that your alarm method is centrally monitored.
Make sure your homeowner’s insurance policy policy is a “confirmed alternative benefit” one. This guards the investment decision you have created in your home, due to the fact if your home is ruined in a all-natural disaster, it will be reconstructed, regardless of the value. Building a home boosts in price each year. This variety of coverage offers you a fiscal cushion and absorbs the rising home-constructing fees, so you don’t have to.
Attempt adding a safety method that’s centrally monitored through an alarm firm. This will not only defend your loved ones and house, but it will also cut down on your insurance coverage premium. Normally all you want to do is offer evidence to your insurance policies business that your home is alarmed and that it is centrally monitored.
Make certain that each exterior doorway on your home has useless bolt locks. Dependent on your insurance policies company, this may well reduce your home owner’s insurance policy rates somewhat. They also make a fantastic deterrent from would be intruders or other intruders. They are affordable to put in and a excellent way to hold your home safe.
Increase the deductible on your home insurance policies to take pleasure in lower annually premiums. Although this signifies you are likely responsible for tiny statements that cover items this sort of as a damaged window or a damaged segment of flooring from a damaged pipe, these repairs are usually only a few hundred dollars. You will conserve considerably far more than that on your yearly rates and appear out of the offer with far more money in your pocket.
Possessing reliable insurance policy signifies that you may never be remaining out in the cold”�literally”�should something undesirable ever occur to your home. When you use insurance policy ideas like these to acquire a home policy, you can be certain that you might be going to conserve a great deal of cash with out sacrificing a little bit on good quality protection.

Advice On Health Insurance policy You Can not Ignore

It really is hard to find excellent assist these days, but one way to get the really very best people to operate for you is to supply them a very good health insurance policies prepare. In modern economic system, it is challenging enough to make ends meet, even with a good paycheck. The expense of health insurance coverage is prohibitive to most people however, as an employer, you can take of decreased costs by acquiring a team health insurance coverage strategy for your workers. This is a perk that will assist you entice and preserve excellent workers.
When taking into consideration a health treatment insurance policies strategy from your employer, be positive to not forget about feasible favored physicians and if they will be integrated in your strategy. This is especially crucial to contemplate with an OB/GYN, dentist, or lengthy time loved ones medical doctor. Occasionally it could be a lot more essential to pay out much more for a different plan than to abandon your favourite doctor.
Understand you and your families health position when searching for insurance coverage. If you are a solitary healthful man or woman, you can just take the threat and go for a low-value, tremendous-higher, deductible prepare, as the odds are that you will not require to use it as frequently. If there is a background of sickness or if you have youngsters, you will want to pay out a minor more for every month for a lower deductible.
Bear in head that the fees for person guidelines are usually higher than individuals of team insurance policy offered by employers. It is possible you may have to be satisfied with a increased deductible and/or much less protection. Store about, and evaluate strategies to uncover the best charges and coverage.
If you have interaction in hazardous hobbies or if your profession carries a degree of risk, you might want to consider a adjust or be ready to pay much more for your insurance policies. If your idea of a fun weekend is leaping out of planes, you will be paying much more for your insurance coverage than somebody with two toes on the floor.
Make contact with multiple insurers independently when looking for a health insurance policies coverage. Ask them the necessary queries about policy options and usually be confident that you might be speaking with them in person and not via a pc. By way of email or their website is not a great enough selection if you truly need to know about your protection.
When looking for the best health insurance policies strategy for your specific wants, consider employing the services of an independent insurance coverage broker. A good broker will comprehend the fantastic factors of a extensive assortment of insurance coverage policies and can help with the legwork required to store about for the very best rates. In addition, a great broker is likely to know of a considerably broader swath of strategies and vendors then you will uncover on your very own. Just make sure any broker you contemplate is credentialed with the Countrywide Association of Insurance policies Commissioners (NAIC).
If you want to conserve funds, search for group health insurance protection. Your employer might offer you this variety of coverage at quite great rates since health insurance policy firms provide great special discounts for insuring huge groups of folks. Supplying good group health protection assists employers keep great workers, so it’s a get-earn situation.
As mentioned in the commencing of this post, understanding what health insurance policies to acquire really is a matter of correct schooling. It is critical to research what health programs are obtainable in your price range and which health insurance policies programs match your demands. Implement the advice in this post and you will be ready to select the very best health insurance coverage prepare.

Guidelines That Will Make Your Automobile Insurance Undertaking A Success

If you are a car proprietor, you most likely presently know that getting great vehicle insurance is a necessity. Nevertheless, how can you explain to if a specific automobile insurance policy prepare is the proper one particular for you? Reading this write-up and utilizing these guidelines will support you to make that willpower.
When your young children leave residence permanently, consider them off your car insurance coverage policy. It can be challenging to take, but when your kids go out, they are adults and responsible for their very own insurance. Removing them from your insurance policies plan will help save you a important volume of funds over the program of the coverage.
When acquiring auto insurance policies for your teenager, think about your options. In some situations, it would be more affordable for you to get a individual plan for your little one, than it would be to incorporate him or her to your existing one. Based on the kind of motor vehicle they will be driving, it may possibly be cheaper to buy a different plan for your teen.
Ahead of getting a car, just take into thing to consider the value of the insurance policy plan for the type of vehicle or vehicles you are looking at. Generally, the much more high-priced the auto is, the greater the insurance coverage value will be. Just take into account the insurance price prior to getting the automobile you have chosen.
If you have other drivers on your insurance coverage policy, eliminate them to get a greater deal. Most insurance organizations have a “visitor” clause, which means that you can sometimes allow somebody to drive your auto and be coated, as lengthy as they have your authorization. If your roommate only drives your auto twice a month, you will find no reason they ought to be on there!
If you might be currently obtaining a no-promises discount for an vehicle insurance policy firm, it is important that you defend this. Only file a assert if it is totally essential, because once you file a declare with your insurer, your costs could increase instantly by up to 75%. Submitting claims ought to be saved for actual incident and injuries.
If you have a very good wellness insurance policy that will go over any price linked to an damage sustained in a car accident, you can help save money by dropping the medical payment features of your vehicle insurance coverage. You must read meticulously your wellness insurance policies policy to make certain you are protected for almost everything.
If you have a great well being insurance coverage that will cover any expense joined to an injuries sustained in a auto incident, you can help save cash by dropping the health-related payment characteristics of your auto insurance policies. You ought to read through very carefully your health insurance policies plan to make confident you are lined for everything.
1 of the complete best aspects in the value of your automobile insurance coverage stays, however, fully outside the house of your handle, this is your age. The vast majority of firms consider people underneath twenty five to be a increased danger and thanks to this you will finish up paying out far more. Remember, particularly when you are more youthful, to verify continuously with your company for reductions based mostly on age calendar year by calendar year.
Now that you have received some perception into diverse kinds of auto insurance, you ought to be more helpful hints to make an educated and educated option on what type of insurance policies you would like to get. Insuring your vehicle is an crucial selection, so ideally this write-up has been able to help you make the proper one particular!

Do Identity Guard Reviews Point To An Appropriate Solution?

What do you expect from an identity protection service? If you don’t know enough about these types of companies, you might think that it’s not really worth paying them to help protect your identity. What if you were told that you could get up to 2,000 dollars if your wallet is lost or stolen? That is quite an extra added benefit, right?

This is just one of the benefits you get according to the Identity Guard Reviews. Of course, there are pros and cons that need to be considered, as well as other identity protection companies out there. When it comes to Identity Guard reviews, it says that when it comes to dealing with the credit bureaus, there are no fraud alerts set. Is this something that you can do without?

Do Identity Guard Reviews Point To An Appropriate Solution?

There are cons to the other services, too. Identity Guard does help you keep your computer information safe and secure thanks to tools available via its security suite of software. Read more about it at How important do you think it is to protect your identity online? Do you think you could benefit from tools like these?

Maybe you know someone personally who has had his or her identity stolen. That is definitely enough to make you think about protecting your own. Without having been through it or knowing someone who has, you might be thinking you want to save your money. Are you familiar with how much one of these services is going to cost you?

Theft prevention is of course the goal here, but isn’t theft recovery important, too? If something does happen, you want to know that the service you’re paying for has tools to help you remedy the situation. There are also steps you can take on your own to help matters. Whatever you do, hopefully you don’t become a victim of identity theft.

Why Working With Lender Only Payday Loans Businesses Might Be Your Best Option

Why Working With Lender Only Payday Loans Businesses Might Be Your Best OptionAs you sift through the many possible options that you have for working with payday loan businesses, you may come across a few that are a little bit different. In most cases, when you are submitting your application to companies that provide payday loans, they are working with a multitude of different lenders. They will also be the ones that provide you with the money, but in some cases, you will work directly with a lender. These are sometimes easier to get a loan with, and it is also a way to get more money with your loan request.

How Lender Only Payday Loans Work

If you have ever worked with a short-term lender before, especially online, the process is very simple. You will simply create an account, submit your information, and wait for approval. The primary difference with lender only payday loans is that you will be contacted directly by the actual lender that is going to provide you with the money instead of using the payday loan company as a go between. They are simply the business that is putting you into contact with the lender, and the lender will provide them with a commission for every client that is sent their way.

Can You Get the Money Quickly?

A common question that people have is whether or not it is possible to get the money in a couple days, or even the same day that you apply. The answer to these questions is absolutely yes. These businesses pride themselves on providing money as fast as possible. Once you have submitted the application, it could be approved in hours, and hours later, you could see a deposit into your bank account for the money that you would like to borrow. This can happen even faster by working with direct lenders that you will find through payday loan businesses.

How a Flooring Gallery Can Help You Decide on a New Floor

How a Flooring Gallery Can Help You Decide on a New FloorIf you are thinking about purchasing new flooring for your home or business, you want to know what it looks like and how it feels when it is installed. A flooring gallery can do that for you. Flooring galleries showcase the most popular flooring choices that they offer. Continue reading to learn the benefits of each of the major types of floor coverings.

Wood Flooring

There are many choices when it comes to wood flooring, including laminates, engineered wood flooring and solid hardwood flooring. Wood flooring, if properly cared for, can last a lifetime. Wood flooring is easy to clean and helps add character and warmth to your home.


Tile is another popular flooring choice. When it comes to tile, there are numerous choices including ceramic tiles and solid stone tiles. Tile is an easy to clean surface that is resistant to stain if properly sealed. Both tile and hardwood flooring are great options for those suffering from allergies.


Carpet is one of the warmest options. You can find carpet in a variety of colors and textures. Carpet is very popular in areas with cold winters as it can help keep the floors warm and comfortable on even the coldest days.


Vinyl flooring is often used in kitchens and bathrooms. This is because it is easy to clean and the solid surface helps protect damage from occurring to the subfloor. Vinyl comes in a variety of patterns and colors to help you coordinate it with your living spaces.

This article has shown several different types of flooring options and the benefits that they offer. Visit a flooring gallery to help you decide on the type of floor you want to install in your home. Flooring galleries also show the different colors and finishes offered in each flooring choice to help you determine the best choice for your home or office.

Dr Oz Cleanse In Just 3 Days

Dr Oz Cleanse In Just 3 DaysWould you like to do a complete detox for your body in as little as three days? It is definitely possible to accomplish. Despite the asinine comments that have been made by medical professionals that are envious of Dr. Oz and the many amazing natural remedies that he is presented on his show that have positively affected millions of people worldwide, he continues on and has now brought a three day detox. Let’s look at the Dr. Oz Cleanse that is taking the world by storm, and what you need to do to complete this on your own.

Dr Oz Cleanse In Just 3 Days

In order to accomplish this, you will start with a morning detox tea which will be green tea, lemon and Stevia. The breakfast drink will have water, raspberries, banana, almond butter, and flaxseed. At lunch, you will take for celery, coconut oil, a green apple, and kale leaves. At dinner, this will include blueberries, coconut water, mangoes, cayenne pepper, flaxseeds and kale once again. I following this regimen, you should be able to see significant improvements in the way you digest food, as well as your ability to have higher energy levels and begin to lose weight.

Try It Out Today

As everyone knows, Dr Oz is the leading expert on all things related to natural ways to detox, sparing people from the terrible pharmaceutical products that are promoted by most doctors today. Although pharmaceuticals do have their place when it comes to medications that can help people recover from severe diseases, there is nothing that can compare to helping people maintain their health, and improve their health, using the many great ideas that come from Dr. Oz, including his latest three-day detoxification system that has helped so many people.

How To Find 60202 Attorneys

Are you currently in Evanston Illinois? Are you looking for an attorney that can help you out? If you are, there are many options that are available for you. Whether you are trying to get legal representation as a result of a traffic ticket, or if you need someone to help you with a divorce, there is always an attorney available. Here are some simple tips that you can use to 60202 attorneys that will be ready and willing to help you out.

How To Find 60202 Attorneys

Finding The Best Attorneys In Evanston

If you want to find an attorney that can help you out in Evanston, it is best to search with their ZIP Code. There will be several that are available for any type of legal situation, allowing you to get the help that you need. You will want to evaluate the different lawyers based upon how long they have been in the community, the amount of money that they charge for our, and the track record that they have. You can usually get all of this information on the Internet, although it helps to call and set an appointment with a different attorneys that are at the top of your list, and retain the one that can help you the most.

Contact 60202 Attorneys Today

This basic overview of how to find attorneys or law firms that are in the Evanston area should help you find the best ones. It doesn’t take that long to locate an excellent law firm that will provide you with everything that you need. It’s always better to have legal representation if you are in a situation that you do not understand. Although it will cost a little bit of money, it is better to be safe than sorry. Contact one of these lawyers today.